Credit Education

Your clients and affiliates will truly enjoy the transparency of the dispute process when you are using the Dispute Suite Credit Portal. The Credit Portal gives clients and affiliates direct access to see the client’s repair progress LIVE as it occurs. Clients and affiliates can see the percentage of negative items removed from disputing, they […]

There are several things you want to insure are included in every dispute letter you send.  Make sure every dispute letter contains the accurate spelling of the client’s first and last name.  You should also include their social security number and current home address. The credit bureaus won’t dispute unless they can verify the consumer

We are looking forward to seeing you at the 2014 Credit Boot Camp this week in Tampa !!!!  I hope all of your travel arrangements have been made and you are ready for this amazing 4 day event.  And if you haven’t bougour ticket it is not too late my friend …. we have a

A special type of ID theft exists called “Synthetic ID Theft” that takes advantage of the bureau’s matching system that is used to associate data with the individual consumer. With synthetic ID theft a thief mixes fake information with real or partially real information from an unsuspecting victim. This often results in a new credit

One would assume that the creditors would want to base their lending decisions on the most accurate information. After all, they are in the business of calculated risk and accuracy stands to lower their risk, right? Well, not exactly. Creditors actually benefit when there are errors on the consumers’ credit report.  For example, a woman

Seminar marketing is an extremely powerful way for you to get your message out to a lot of people in a short period of time.   Seminar marketing could be as little as four to six people at a power breakfast, or a lunch and learn, or could be as many as forty, sixty, eighty,

As a credit repair business owner, there are many ways for you to market your business.  One of the most effective ways is to team up with people and professionals who interact with consumers with credit problems.   To make a short list of some of those people, who interact with clients with credit report

Many consumers are constantly harassed by debt collectors.  With auto dialers, collectors can now have their computers call consumers multiple times per day.  And this can continue 7 days per week for months. It is actually very easy to stop these calls. According to the Fair Debt Collection Practices Act (FDCPA) a debt collector is

Almost all the creditors, reporting on a credit report, have a statute of limitations for how long they can attempt to collect on a debt.  The statute of limitations is the legal time frame that the debt can be pursued through the court system. There are some accounts that have no statute of limitations.  Below

Sometimes your clients will not receive back their results or updated reports from the credit bureaus, even when dispute letters request these results be sent back. This is why it’s important you also have your clients enroll in credit monitoring. so you can pull updated reports to track changes, as well as, review the results