DisputeSuite

Credit Education

Work ON Your Business, Not IN Your Business

The dispute process is one of the most difficult and time consuming aspects of running a credit business. When you manage your own disputes you are constantly dealing with the ever changing tactics of the credit bureaus and data furnishers. Plus you are consumed with issues relating to staffing, supplies, ongoing training, compliance issues relating […]

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Why Does Each Credit Report Vary by Credit Bureau?

When viewing your client’s credit reports you will notice some accounts differ for each credit bureau. Some accounts will have different information between credit bureaus while others may not even appear on all three reports. The reason reports differ is because each credit agency collects data independently. Some furnishers including smaller banks and debt collection

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Why Credit Scores Are Different

Yes, there are MANY different credit scores out there.  There are credit scores consumers can pull themselves through credit monitoring, mortgage scores, auto scores, and many more. There are actually over 16 different credit “scorecards” that exist today. Each of these scorecards will reflect different credit scores. These scorecards are designed to help particular industries

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Who is the #1 source of referrals for credit repair companies?

The number one source for referral partners are Loan Originators. Loan Originators are professionals that have clients that needs to meet a certain credit criteria, so they can sell their product or provide their service. Mortgage brokers, loan officers, realtors, car dealerships … anywhere a consumer goes and applies for credit and has the ability

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What’s NOT Counted in a Credit Score

Federal laws including the Equal Credit Opportunity Act and Consumer Credit Protection Act prohibit certain things from being factored into credit scores. Such things include: Race, color, religion, national origin, sex and marital status. US law prohibits credit scoring from considering these facts, as well as any receipt of public assistance, or the exercise of

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