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Standard One:  Item must be reported within the allowable time periods.  It must be reporting timely information. Standard Two:  Item must be …

Credit dispute investigations usually involve the furnisher (or creditor) comparing the information in their computers to what is reported in a consumer’s …

Collection companies have done a great job over the years of convincing consumers that paying off collections will raise their credit scores. …

In today’s economic climate, the ability to get credit, and get approved for various purchases that require underwriting of credit, has drastically …

Check out some of the most favorable points of the Fair Credit Reporting Act (FCRA) that really help consumers. Provides consumers with …

Not only are the Big Three credit reporting agencies making a killing selling personal information, what most don’t realize is that they’ve …

When a consumer applies for credit, a company that is authorized to obtain a copy of the consumer’s report will electronically submit …

The job of selling data comes at a price.  Depending upon what type of data you need, as a data purchaser, whether …

That largest percentage of the credit score makeup of a consumer is from their payment history.  Payment history counts for 35% of …

The media, newspapers, internet are full of information, but sadly, much of the information concerning credit is inaccurate. Let’s check out some …