WOW!!!!!! Absolutely unbelievable. I listen in weekly and I tell you between today and last week I have gone into overload. Now that may sound bad but its, actually GREAT. Seeing the credit reports which is what I mainly analyze and hearing your breakdown of them is cause for me to go back and as they say “QC” some current and old files. I mean there are potential items that clisents can have deleted because they are disputable. I can’t wait for more.