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The day after Thanksgiving marks the beginning of the busiest shopping season of theyear, Black Friday through year’s end. Many consumers will …

According to a survey released in October 2011 by CreditCards.com the average creditcard interest rate is now close to 15 percent. This …

Section 604 of the Fair Credit Reporting Act allows employers to pull credit reports forthe purposes of pre-employment and continued employment screening. …

In the world of credit restoration there are a lot of very effective methods for improvingyour credit scores. One of the most …

When you think about the worst types of debt I think most people will immediately putcredit card debt at the top of …

Despite what you may hear, gift cards and other forms of pre-paid cards do absolutelynothing to help you build or rebuild your …

Unless you’ve been hiding in a closet for the past four years you know that propertyvalues have fallen sharply. Add to that …

When it comes to rebuilding your credit (or establishing credit for the first time) one ofthe most effective methods is opening a …

The credit crunch has changed how we view credit and lending. Many borrowers havespent the past three years trying to figure out …

One of the more common myths of credit reports and credit scoring is that your incomeplays a key role in determining your …