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A credit bureau based credit risk scoring model, more commonly known as a creditscore, is a numeric representation of your credit risk based on a review of theinformation in your credit file. The score is generated by a sophisticated credit scoringmodel, which is made up a series of complex algorithms. The most common creditscoring model […]

We’ve all requested and reviewed our credit reports and we’re all generally familiarwith what type of information is contained. But, have you ever given any thought asto how that information gets on your credit files? There are three primary sections ofinformation on your credit reports; personal information, public records and accountinformation (collections and credit accounts).