Credit Repair Letters
If you are looking for a credit repair letter, credit repair letters, or credit dispute letters, look no further. DisputeSuite comes packed with credit repair letters. In addition to being able to create an unlimited number of your own credit dispute letters, we also give you FREE access to our proven arsenal of credit repair letters at no extra cost. Our library has sample letter for credit repair, sample letter to credit bureau, sample letter to credit collector and debt validation letter. If you are in the credit repair business or looking to start a credit repair business our credit repair letters provide a competitive edge that only credit repair veterans had previously.
DisputeSuite.com credit repair software comes with access to our library of proven credit dispute letters. These letters have been drafted by experts for maximum results. The dispute letters can be altered or edited at your discretion. Our dispute letters are effective and guaranteed to generate results.
Over 150+ credit repair letters!
Sample credit repair letters include:
Credit Bureau Dispute Letters
Comes with sample letters to credit bureau. These dispute letters are used to dispute with the credit reporting agencies: TransUnion, Equifax, Experian.
Used to dispute:
- Derogatory tradelines
- Collection Accounts
- Public Records
- Inquiries
Dispute types:
- Initial disputes
- Procedure requests (if verified)
- Various follow-ups
- Re-insertion
- Not mine, requests for deletion
- Notice to file complaint
- Letters to use if no response
Laws Referenced:
- Fair Credit Reporting Act (FCRA)
- Fair and Accurate Credit Transactions Act (FACTA)
- Relevant court cases and rulings.
Credit Bureau Dispute Letters
Comes with same letter to dispute creditor. These disputes are used to dispute directly with the original creditor. For example, CitiBank, AutoLoanz.
Used to dispute:
- 30, 60, 90, 120 day late payments
- Inquiries
- Unpaid or paid charge-offs
- Paid derogatory
- Paid collections
- Foreclosures & repossessions
- Unpaid derogatory (late’s, etc.)
- Not mine accounts
Dispute types:
- Initial disputes
- Goodwill adjustment requests
- Follow-ups / procedure requests
- Letters to use if no response
Laws Referenced:
- Fair Credit Reporting Act (FCRA)
- Fair and Accurate Credit Transactions Act (FACTA)
- Relevant court cases and rulings.
Debt Collector Dispute Letters
Comes with sample letters to credit collector. These dispute letters are used for disputing with debt collectors. For example, ABC Collection Agency.
Used to dispute:
- Third-party debt collectors
- Medical collections
- Credit Collectors
- Debt settlement negotiations
Dispute types:
- Debt validation letter
- Various follow-ups
- Verification requests
- Letters to use if no response
- Responses to computer screen print-outs
- Letters to use if received partial validation
- FTC opinion letters
Laws Referenced:
- Fair Debt Collection Practice Act (FDCPA)
- Fair Credit Reporting Act (FCRA)
- Federal Trade Commission: Advisory opinion letters
- Relevant court cases and ruling
Credit Bureau Dispute Letters
These dispute letters are used for disputing public record items with the furnisher and/or credit reporting agencies (CRAs).
Used to dispute:
- Bankrupty (Chapter 7,11,13)
- Judgments
- Tax liens
- Wage garnishments
- Civil claims
- IRS tax liens
- And more
Dispute types:
- Initial dispute
- CRA complaint
- Court procedure request
Laws Referenced:
- Fair Credit Reporting Act (FCRA)
- Fair and Accurate Credit Transactions Act (FACTA)
- Relevant court cases and rulings.
